We operate a global risk assessment and management system; however, our risk management and priorities change according to each company’s needs and circumstances, classified as follows:

> Credit risk 

> Financial risk 

> Operational risk 

> Trategic risk 

> Reputational risk 

Each risk level is supported with strategic projects to control the risk as it materializes. Questionnaires are developed and applied for each individual company and the Group in general, with help from the Risk Committee, to upgrade the maps every year. The Risks Division is independent from the business operation and reports directly to the Board of Directors and to the Managing Director. It also works closely with the Internal Audit Division and its analysis is used as a priority tool for strategic planning within Grupo Compartamos.